Delivery desks open — London · Singapore · Delhi NCR
FlowrikSolutions Enterprise Engineering
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Regulated-industry engineering since 2015

We build the systems
your balance sheet
actually runs on.

FlowrikSolutions is an enterprise engineering studio for lenders, payment companies and ambitious product teams. Core lending platforms, payment rails, portals and apps — designed, built and operated by one accountable team across five markets.

Start a project See how we work
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Projects shipped
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Engineers on bench
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Countries served
0.9%
Platform uptime
Global delivery desk Live
🇺🇸 New YorkFintech & SaaS product builds --:--
🇬🇧 LondonPayments & FCA-aligned delivery --:--
🇸🇬 SingaporeRegional rollouts & integrations --:--
🇦🇺 SydneySupport & managed operations --:--
🇮🇳 Delhi NCREngineering hub & NBFC core team --:--
Follow-the-sun coverage Reach a desk →
NBFC Core Lending Payment Gateway BBPS Bharat BillPay Odoo ERP Supplier Relations Collections Applied AI Cloud & DevOps
What we do

Six practices. One accountable team.

Every engagement gets an architect, a delivery manager and a named engineering pod. You get one contract, one roadmap and one number to call — not a marketplace of vendors.

S/01

NBFC Core System

A single ledger from lead to closure — origination, credit decisioning, disbursal, EMI servicing, foreclosure and delinquency. Built with maker-checker controls and regulator-ready reporting from day one.

LOS + LMSCo-lendingAudit trail
Explore the platform
S/02

Web Development

Corporate sites, investor pages and customer portals that load fast on any connection, rank for the terms your buyers search, and stay editable by your marketing team without a developer.

Core Web VitalsHeadless CMSWCAG 2.2
Explore web builds
S/03

Web Applications

Multi-tenant platforms with granular roles, SSO, workflow engines and reporting your finance team trusts. Designed to survive year three — when the data grows and the org chart changes.

Multi-tenantSSO / RBACAPI-first
Explore applications
S/04

Mobile App Development

Customer apps and field-force apps that work offline, capture proof at the doorstep, and pass App Store and Play review the first time. Biometric login, device binding, low battery draw.

Offline-firstBiometricsStore-ready
Explore mobile
S/05

Agent Institutions

Run a distributed network without spreadsheets. Digital onboarding and KYC, tiered commission rules, wallet top-ups, settlement cycles and a leaderboard your regional heads will actually open.

OnboardingCommissionsSettlement
Explore agent networks
S/06

BBPS AI

Machine learning on top of your bill payment flow: predict failures before they hit the biller, auto-match unreconciled credits, and answer customer complaints with the transaction already loaded.

Failure predictionAuto-reconAssist
Explore BBPS AI
Licensed products

Ready on day one, yours by day ninety.

Five products already running in production. Take them as-is, or use them as a head start and let us shape them to your process.

Tech stack

Chosen for your constraints — not our comfort.

We pick the stack after the architecture review, based on your load profile, compliance surface and the team that will maintain it once we hand over.

How an engagement runs

Four stages, no surprises.

Order matters here — each stage produces the artefact the next one needs. You approve at every boundary before we move.

STAGE 01

Discovery & scope

Two weeks with your operations, risk and finance leads. You leave with a written scope, a data model, a fixed budget band and the risks named out loud.

STAGE 02

Architecture & design

Decision records, integration map and a clickable prototype. Nothing gets built until you have signed off on how it will behave and where the data lives.

STAGE 03

Build & test

Two-week sprints with a demo at the end of each. Automated tests, security review and a UAT environment your team can break before customers do.

STAGE 04

Launch & operate

Phased rollout, monitored dashboards and an on-call rota with agreed response times. Handover includes runbooks and training for your own engineers.

Where we deliver

Five markets, one standard.

Local contracting and compliance context in each market, with the engineering hub running around the clock so work continues while your office sleeps.

🇺🇸
United States

Fintech and SaaS product teams. SOC 2 evidence support and US-hosted data options.

New York · Austin
🇬🇧
United Kingdom

Payments and lending platforms, delivered with UK GDPR and FCA context built in.

London
🇸🇬
Singapore

Regional rollouts across South-East Asia with MAS-aware controls and local integrations.

Singapore
🇦🇺
Australia

Managed operations and support, aligned to Australian Privacy Principles.

Sydney · Melbourne
🇮🇳
India

Engineering hub, NBFC core team and the BBPS practice. RBI and NPCI expertise in-house.

Delhi NCR · Bengaluru
Client voices

What the board heard after go-live.

We replaced three disconnected systems with one core. Month-end close dropped from eleven days to four, and our auditors stopped asking for spreadsheets.

RM
R. Malhotra
CFO · Mid-size NBFC, India

The discovery phase paid for itself. They told us two features we had scoped were not worth building, before we spent a pound on them.

SC
S. Coleman
COO · Payments group, UK

Our field team is 400 people across regional towns. The offline capture in the collections app is the reason adoption stuck this time.

AK
A. Kaur
Head of Recovery · Lending

Handover was the real test. Six months later our own engineers own the codebase and ship to it weekly without calling anyone.

TN
T. Nguyen
CTO · SaaS platform, Singapore

Time zones were my worry going in. In practice we ended a call at 6pm Sydney and had the fix in staging before our stand-up.

MW
M. Whitfield
Programme Director · Australia
Next step

Bring us the problem
before it has a spec.

Book a 45-minute call with an architect and a delivery lead. You will leave with a rough scope, an honest budget band and a view on whether we are the right fit — no deck, no pitch.

Book a discovery call info@flowriksolutions.com
NDA signed before scope Fixed-band pricing Source code is yours