Services

Six practices, one accountable team.

Every engagement gets an architect, a delivery manager and a named engineering pod — written into the contract. One roadmap, one invoice, one number to call when something breaks.

Fixed budget band You own the code Follow-the-sun cover
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What we do

Pick where it hurts most.

Most clients start with one practice and add others once the first is live. You do not have to buy the whole list.

S/01

NBFC Core System

Origination, credit decisioning, disbursal, servicing, collections and regulatory reporting on one double-entry ledger. Maker-checker on every write, and a migration path that does not need a cutover weekend.

LOS + LMSCo-lendingAudit trail
Explore the platform
S/02

Web Development

Corporate sites, investor pages and customer portals that load fast on any connection, rank for the terms your buyers search, and stay editable by your marketing team without a developer.

Core Web VitalsHeadless CMSWCAG 2.2
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S/03

Web Applications

Multi-tenant platforms with granular roles, SSO, workflow engines and reporting finance trusts. Designed to survive year three, when the data grows and the org chart changes.

Multi-tenantSSO / RBACAPI-first
Explore applications
S/04

Mobile App Development

Customer apps and field-force apps that work offline, capture proof at the doorstep, and pass store review the first time. Biometric login, device binding, low battery draw.

Offline-firstBiometricsStore-ready
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S/05

Agent Institutions

Run a distributed network without spreadsheets. Digital onboarding and KYC, tiered commission rules, wallet top-ups, settlement cycles and a leaderboard your regional heads actually open.

OnboardingCommissionsSettlement
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S/06

BBPS AI

Machine learning on top of your bill payment flow: predict failures before they reach the biller, auto-match unreconciled credits, and answer complaints with the transaction already loaded.

Failure predictionAuto-reconAssist
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How an engagement runs

Four stages, no surprises.

Each stage produces the artefact the next one needs. You approve at every boundary before we move.

STAGE 01

Discovery & scope

Two weeks with your operations, risk and finance leads. You leave with a written scope, a data model and a fixed budget band — yours whether or not you continue with us.

STAGE 02

Architecture & design

Decision records, integration map and a clickable prototype. Nothing gets built until you have signed off on how it behaves and where the data lives.

STAGE 03

Build & test

Two-week sprints with a demo at the end of each. Automated tests, security review and a UAT environment your team can break before customers do.

STAGE 04

Launch & operate

Phased rollout, monitored dashboards and an on-call rota with agreed response times. Handover includes runbooks and training for your engineers.

Same terms across every practice: your repository, your cloud accounts, your data, and documentation good enough that another firm could take over. It is in the contract because you should not have to ask.
Next step

Not sure which
practice you need?

Describe the problem and we will tell you — including when the answer is "fix what you have" rather than build something new.

Book a discovery call info@flowriksolutions.com